Smart Features for Faster Collections
Boost cash flow with automation, AI-driven timing, and real-time insights — all in one platform.
Start NowPowerful features to boost your cash flow
What makes OptiBFR the smartest credit management platform.
AI-Powered Credit Scoring
Real-time risk scoring to prioritize accounts, adapt terms and focus the team where it matters.
Invoice Recovery Automation
Scenario-driven reminders (email/SMS/call/print) with day offsets, quiet hours and approvals.
Collaborative Workspace
Share cases with finance, sales and legal. Notes, tasks and full history at a glance.
Secure Cloud Platform
EU hosting, encryption, RBAC and audit logs. GDPR-ready by default.
Dynamic Risk Dashboards
Exposure, credit limits, promises-to-pay and alerts — updated in real time.
Multi-User & Roles
Invite teams, define roles and restrict data by region, portfolio or customer group.
Enterprise-grade architecture
Built for groups and international scale: multi-entity, multi-currency & consolidated analytics.
Multi-Entity Groups
Create entities (subsidiaries, BUs) with separate ledgers, users and permissions. Cross-entity visibility when allowed.
Multi-Currency & FX
Native multi-currency with smart FX methods (spot, monthly, custom). KPIs normalized in group currency.
Group Consolidation
Consolidated aging, DSO & cash forecast across a selected consolidation set; drill-downs to entity level.
O2C & Billing Suite
Operate the full Order-to-Cash: classic invoicing, project billing, quotes and orders.
Classic Invoicing
Quotes → Orders → Invoices with discounts, taxes, payment terms, and branded PDF templates.
Project Billing
Milestones & time-based billing, progress invoicing, consolidated project statements and budget tracking.
Payment Status (Internal)
Mark invoices as paid directly in OptiBFR to set outstanding to 0 and keep a clear audit trail. No external payment processing.
Collections, Legal & Risk Cover
From amicable collections to litigation, with optional credit-insurance at invoice level.
Collections Scenarios
Multi-channel dunning with SLA, approvals, quiet hours, FIFO overdue logic and team workload views.
Litigation Management
Escalate cases to legal: evidences, tasks, deadlines, lawyer handover pack, status & outcomes tracking.
Credit-Insurance Module
Eligibility check, quote, activation & follow-up per invoice/portfolio; coverage status in dashboards.
More capabilities out of the box
Everything you need to go from import to impact in minutes.
ERP & File Imports
Connect SAP, Odoo, Sage, Xero, QuickBooks or upload CSV/XLSX safely.
Templates & Branding
Reusable templates with variables, signatures and your branding.
Disputes & Cases
Track disputes, attach proofs, assign owners and keep a full audit trail.
KPIs & Forecasting
DSO, aging, recovery rates and cash-in forecast — always up to date.