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Cash forecasting that respects how customers actually pay

Forecasts built only on due dates ignore behaviour. Adding collection signals—promises, dispute rates, historical delay—makes treasury planning credible.

Split forecast lines: contractual due dates, expected pay dates from promises, and at-risk amounts in dispute. Each line feeds BFR and liquidity views differently.

Roll forecasts weekly during stress; monthly is too slow when unpaid invoices spike.

OptiBFR captures follow-up outcomes so finance can weight scenarios without chasing account managers for anecdotes.

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