Debt collection software & credit management insights

Practical guides for finance and credit teams: reduce unpaid invoices, shorten DSO, secure cash flow and use SaaS automation without adding headcount.

• SME debt collection: a playbook that actually works

  Small and mid-sized businesses rarely have a dedicated collections department. These practices keep cash predictable while protecting client relationships.

• BFR optimisation: where credit management meets treasury

  Working capital is BFR in motion. The fastest lever is often receivables: fewer unpaid invoices and a lower DSO free cash without new financing.

• How to reduce DSO in the next 30 days

  You will not transform credit policy in a month, but you can tighten execution: fewer invoices falling through the cracks means measurable DSO improvement fast.

• Credit insurance: make policy rules operational

  A policy on paper does not reduce risk until limits, declarations and collections move together. Here is how teams connect assurance-crédit to cash outcomes.

• Multichannel dunning: design the sequence, then automate it

  One reminder email is easy to ignore. A coherent sequence across email, post and customer portal signals seriousness and scales without hiring.

• Litigation and recovery: clear criteria beat gut feeling

  Escalating every file burns money; waiting too long burns recovery rates. A simple matrix based on balance, age and asset quality keeps decisions consistent.

• Receivables marketplace: when selling a portfolio makes sense

  Selling receivables trades future cash for certainty. Buyers price risk from your data; messy files mean worse offers or no deal.

• Cash forecasting that respects how customers actually pay

  Forecasts built only on due dates ignore behaviour. Adding collection signals—promises, dispute rates, historical delay—makes treasury planning credible.

• Portfolio reporting credit managers actually use

  Good reporting answers three questions: where is cash stuck, who owns the next action, and which clients drift toward litigation or insurance limits?

• Unpaid invoices: an internal playbook for B2B teams

  Ambiguity kills speed. A short playbook—who does what on day 1, 7 and 30—cuts DSO more than another policy memo.